Renting a moving truck or cargo van can be a big help when you have a project or move that your personal vehicle just can’t handle on its own. But before you sign your rental contract and hit the road, it’s important that you understand the different types of truck/van rental insurance out there, as well as whether or not purchasing additional insurance is something you need to do. Consider the following about what you should know about rental truck insurance–
The first thing that you should know when you are renting a moving truck or cargo van is that your personal auto insurance coverage may not apply, even if you’ve selected rental car coverage. This is because many insurance coverages, even coverage the applies to the rental of standard passenger cars, excludes cargo vehicles, vehicles over a certain weight, and trailers. This is also the case if you have coverage through your credit card; for example, Visa rental benefits don’t apply to any trucks or vans that seat more than eight people, and American Express’s coverage doesn’t apply to cargo vans or box trucks at all, according to information provided by nerdwallet.
If you’re unsure of whether or not your coverage applies, it’s best to review your policy or call your insurer directly. The last thing that you want to worry about is assuming you have coverage, only to find out you’re not covered if you need it.
Obviously, if your personal insurance coverage doesn’t apply, then you must purchase insurance coverage from the rental vehicle company. Not only is failing to do so is a bit reckless (you’d be responsible for any damages resulting from a collision out of pocket otherwise), but driving without insurance is against the law, too.
That being said, when making a decision about rental insurance, be sure to consider:
At Elite Truck Rental, our team has been serving customers in Illinois for decades and can answer all of your questions about van and truck rental insurance and policies. Reach out to us today by phone or make your reservation online now.
Turn to Elite Truck Rental for personal, dedicated service that will make your moving day easier.
Tuesday, July 23rd, 2019, 5:15:42 amCall Now Button